How to Search Unclaimed Money & Property — Free Step by Step Guide

Unclaimed property is any financial asset that has been inactive for a certain period and turned over to the state for safekeeping.

What can you find?

  • Uncashed payroll checks
  • Dormant bank accounts
  • Insurance payouts
  • Utility deposits

Step-by-Step Search Guide

1

Search All Past States

Identify every state you have lived in or worked in.

2

Use Official State Portals

Go to the official treasurer or controller website for each state.

3

File Your Claim

Complete the online claim form and provide necessary ID verification.

Common Gotchas

  • Look out for "finders fee" scams that charge for free info.
  • Claims take 3-6 months to process depending on the state.
  • Common names may have hundreds of results; use a middle name if possible.

Frequently Asked Questions

Is it free to claim my money?

Yes. It is required by law for states to give you your property for free.

What is MissingMoney.com?

It is a multi-state search aggregator endorsed by the NAUPA.

Do I need a social security number?

Only after you find a match and want to file a claim.

Related Public Search Guides

County Assessor Guide
SEC EDGAR Guide
PACER Court Guide
IRS Form 990 Guide

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